Has your insurance broker taken the time to properly explain the Statutory Accident Benefits Schedule Optional Benefits to you and your family members when you renew your car insurance policy?

The Downer and Olesiuk decisions raise some concerns when it comes to entitlement to Statutory Accident Benefits.  Consider a person who stops to repair a blown tire and is injured while installing the spare or someone who is injured while walking to their parked car with some groceries.  Where will the line be drawn when the insured’s use or operation of their automobile is what started the chain of events that led to their inju

Will we continue to see FSCO and the Courts awarding benefits based on the Insurer’s conduct?

It would be "unfair" to deny persons with combined physical and psychiatric impairments the enhanced benefits available to persons with similarly extensive impairments that are exclusively physical or exclusively psychiatric, according to the Ontario Court of Appeal in a decisive decision that clarifies the law on how to properly calculate "whole person impairment" (WPI) ratings when evaluating "catastrophic impairments" under the Ontario Statuto

This document provides current information about obtaining assistance to meet your needs through insurance benefits and other compensation following a motor vehicle accident in Ontario.

Effective September 1, 2010